merchantRupee
Business loan — India

Grow your business, slowly — money in ₹2 Crore

Approval in 48 hours. No collateral, no jargon, no rush. Just a soft path from your desk to your account.

48hr approval From 12% p.a. Zero hidden fees
★★★★★
10,000+ businesses funded, calmly
A day in your business

Every hour has a quiet need

Small moments where a little capital keeps the day moving.

6:40 am
Restock before the market opens
9:15 am
Pay suppliers without stretching
12:30 pm
New machine, new capacity
3:45 pm
Meet customer deadlines, comfortably
7:10 pm
Close the books, plan the next month

← swipe to see the day →

How it works

Three simple steps

No branch visits, no paperwork piles. Just three calm steps to your funds.

1
Fill form
Basic business details, two minutes
2
Upload docs
PAN & incorporation certificate
3
Get funds
Within 48 hours, direct to account
The experience

A calm place to check in

Track your application, see your limit breathe, and breathe with it. No red badges, no anxiety.

9:41●●●
Breathe
Breathe
Inhale 4 · Hold 4 · Exhale 6
RepayTrackDocs
Next EMI₹1,84,200
Due28 Nov
StatusOn track
Application

Apply in 2 minutes

All information is encrypted & confidential.

1 Your details

Please enter your name
Enter a valid 10-digit number starting with 6, 7, 8 or 9
Please enter your business name
Please select entity type

2 Loan requirement

₹50 Lakhs
Loan amount required
₹5 L₹1 Cr₹2 Cr
Please select loan purpose

3 Upload documents

Company PAN Certificate (front and back), Certificate of Incorporation and GST Certificate are required to proceed.
Company PAN Certificate — Front
Tap to upload photo or PDF
Required
Company PAN Certificate — Back
Tap to upload photo or PDF
Required
Certificate of Incorporation
MCA / ROC issued document
Required
GST Certificate
Tap to upload photo or PDF
Required

256-bit SSL encrypted · Your data is safe

48hr
Approval
₹2Cr
Max loan
12%
From p.a.
10K+
Funded
Diary entries

Notes from real owners

Real businesses, real results — written down in their own words.

★★★★★

“Got ₹40 Lakh approved in just two days. The whole process felt smooth and completely paperless.”

Rajesh Mehta
RTextile trader, Surat
★★★★★

“No collateral needed and the rate was fair. Helped me expand my workshop on time.”

Priya Nair
PManufacturing, Pune
★★★★★

“The team explained every line before I signed. I never once felt rushed.”

Arjun Reddy
ARetail chain, Hyderabad
★★★★★

“Working capital arrived right when the season started. Quietly, exactly as promised.”

Meera Iyer
MF&B, Coimbatore
RBI registered NBFC ISO 27001 secure 1,200+ reviews

Start your application

Drop your email and we’ll send a calm, plain-language checklist — no calls until you’re ready.

Encrypted · No spam · Unsubscribe anytime

Questions

Things people ask us

Short answers, no fine-print fog.

Most complete applications are reviewed within 24–48 hours. You’ll get a quiet notification the moment your documents clear — no follow-up calls needed.
No. Unsecured business loans up to ₹2 Crore are available based on your business profile, GST filings and banking history.
PAN card (both sides), the Certificate of Incorporation, the GST Certificate and basic business details. All of these are required to submit your application.
Rates start from 12% p.a. and are finalised after credit appraisal. Every fee is shown upfront — no processing surprises.
All data travels over 256-bit SSL and is stored in ISO 27001 certified infrastructure. We never share your details without consent.

Application received

Our team will review your documents and contact you within 24–48 hours.

Your reference number
MRP-XXXXX

Screenshot this number to track your application.

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